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January 24, 2018


2018 Conforming Loan Limits: More Buyers In More Homes


The maximum conventional loan limits for 2018 – including limits in high-cost areas – have risen 6.8% from 2017 limits. This is because the FHFA determined that average home values increased around the same percentage between the third quarters of 2016 and 2017.

Higher loan limits can affect property sales.


It’s good news for borrowers for these reasons:

  • It gives prospective homebuyers a broader range of choices in homes

  • It provides borrowers with a better chance to live in neighborhoods they prefer, but were unable to qualify for in previous years

  • Borrowers will now be able to qualify for a conforming loan without having to go Jumbo

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